Determinants of spread bank in Chile
DOI:
https://doi.org/10.15381/idata.v17i1.12029Keywords:
competition, cost, determinants, spreadAbstract
The determinants of spread are internal variables of each bank, market variables and macroeconomic variables. The behavior of each of these variables on spreads, can determine the efficiency of the financial system. To establish the relationship-specific data are used a number of banks in the market and perform regressions, according to the characteristics of these To determine the regressions used the fixed effects model and random effects model and generalized least square (GLS). The paper shows that Chile has an inefficient banking market, due to its monopolistic tendencies. While this inefficiency does not create competitive disadvantages worldwide, generates an extra charge for local customersDownloads
Downloads
Published
Issue
Section
License
Copyright (c) 2014 Mauricio Gutiérrez Urzúa, Gonzalo Chávez Cerda
![Creative Commons License](http://i.creativecommons.org/l/by-nc-sa/4.0/88x31.png)
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
AUTHORS RETAIN THEIR RIGHTS:
a. Authors retain their trade mark rights and patent, and also on any process or procedure described in the article.
b. Authors retain their right to share, copy, distribute, perform and publicly communicate their article (eg, to place their article in an institutional repository or publish it in a book), with an acknowledgment of its initial publication in the INDUSTRIAL DATA.
c. Authors retain theirs right to make a subsequent publication of their work, to use the article or any part thereof (eg a compilation of his papers, lecture notes, thesis, or a book), always indicating the source of publication (the originator of the work, journal, volume, number and date).