Revistas de investigación UNMSM

Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022

Authors

DOI:

https://doi.org/10.15381/idata.v26i2.25582

Keywords:

digital payments, financial inclusion, microentrepreneurs

Abstract

The main objective of the research was to establish a correlation between digital payments and financial inclusion. The study also aimed to comprehend how payment systems, digital wallets, and electronic money dimensions affect financial inclusion. The research methodology used a quantitative approach with a descriptive-correlational level and a non-experimental and cross-sectional design. The study population consisted of 164 microentrepreneurs based in the district of Pueblo Libre. Data was collected through Likert-type scale surveys, and the methods of analysis were descriptive and correlational. The results showed a positive and strong correlation (0.858) between digital payments and financial inclusion. Therefore, it can be concluded that digital payments and all its dimensions contribute to financial inclusion.

Downloads

Download data is not yet available.

Author Biographies

  • Danitza Herrera Zuasnábar, Universidad Nacional Mayor de San Marcos. Lima, Peru

    Degree in Administration from Universidad Nacional Mayor de San Marcos (Lima, Peru). Currently working as an independent consultant.

  • Justina Uribe Kajatt, Universidad Nacional de Ingeniería, Graduate Unit of the School of Economic Engineering Statistics and Social Sciences, Lima, Peru

    PhD in Administration and Education from Universidad Nacional Federico Villareal (Lima, Peru). Currently working as professor at the Graduate Unit of the School of Economic Engineering Statistics and Social Sciences of Universidad Nacional de Ingeniería (Lima, Peru).

  • Daniel Enrique Rey-de-Castro Hidalgo, Universidad de Lima, Lima, Peru

    Master’s degree in Business Management. Currently working as researcher and head of Transportation at Universidad de Lima (Lima, Peru).

Downloads

Published

2023-12-20 — Updated on 2024-04-25

Versions

Issue

Vol. 26 No. 2 (2023)

Section

Producción y Gestión

License

Copyright (c) 2023 Danitza Herrera Zuasnábar, Justina Uribe Kajatt, Daniel Enrique Rey-de-Castro Hidalgo

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

AUTHORS RETAIN THEIR RIGHTS:

a. Authors retain their trade mark rights and patent, and also on any process or procedure described in the article.

b. Authors retain their right to share, copy, distribute, perform and publicly communicate their article (eg, to place their article in an institutional repository or publish it in a book), with an acknowledgment of its initial publication in the INDUSTRIAL DATA.

c. Authors retain theirs right to make a subsequent publication of their work, to use the article or any part thereof (eg a compilation of his papers, lecture notes, thesis, or a book), always indicating the source of publication (the originator of the work, journal, volume, number and date).

How to Cite

Digital Payments and Financial Inclusion: A Correlational Study of Microentrepreneurs from the District of Pueblo Libre, Lima, Peru 2022. (2024). Industrial Data, 26(2), 267-286. https://doi.org/10.15381/idata.v26i2.25582 (Original work published 2023)