Financing Cost for MSE (Micro and Small Enterprises) Loans Through the Reactiva Perú Program in a Financial Institution and its Competitiveness in the Peruvian Financial System, 2019-2020

Authors

DOI:

https://doi.org/10.15381/idata.v27i2.26238

Keywords:

financing, MSEs, interest rate

Abstract

This research article aims to examine the trends in the financing costs of loans granted by Peruvian financial institutions in 2019 compared to 2020. This comparison serves to illustrate the trends in access to credit for micro and small enterprises (MSEs) and how they were affected by the crisis caused by COVID-19 in Peru.

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Published

2024-12-31 — Updated on 2025-03-13

Issue

Vol. 27 No. 2 (2024)

Section

Producción y Gestión

License

Copyright (c) 2024 Jose Alberto Saravia Saravia

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

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b. Authors retain their right to share, copy, distribute, perform and publicly communicate their article (eg, to place their article in an institutional repository or publish it in a book), with an acknowledgment of its initial publication in the INDUSTRIAL DATA.

c. Authors retain theirs right to make a subsequent publication of their work, to use the article or any part thereof (eg a compilation of his papers, lecture notes, thesis, or a book), always indicating the source of publication (the originator of the work, journal, volume, number and date).

How to Cite

Financing Cost for MSE (Micro and Small Enterprises) Loans Through the Reactiva Perú Program in a Financial Institution and its Competitiveness in the Peruvian Financial System, 2019-2020. (2025). Industrial Data, 27(2), 193-212. https://doi.org/10.15381/idata.v27i2.26238