FINANCIAL SYSTEM CREDITS TO THE PRIVATE SECTOR AND CREDIT MARKET REGULATION IN PERU

Authors

  • Vladimir Rodriguez Cairo Universidad Nacional Mayor de San Marcos, Facultad de Ciencias Contables. Lima, Perú

DOI:

https://doi.org/10.15381/quipu.v25i47.13798

Keywords:

Stock, loans, financial system, private sector, regulation, market, market freedom

Abstract

The objective of the research is to explain why the freedom in the credit market positively affects the loans of the financial system to the private sector in Peru, generating an increase in the stock of loans to the private sector. Based on this objective, a descriptive and inferential analysis was performed on the relationship between the variables. Thus, the main results were that the freedom in the market of credits as a component of the regulation of the market of credits, influenced in the stock of credits of the financial system to the private sector of the country. In this way, it was concluded that the freedom in the credit market favors the stock of credits and, consequently, contributes to deepening the financial system. However, greater freedom in the credit market is an essential aspect of increasing credits to the private sector, but it is not the only element.

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Author Biography

  • Vladimir Rodriguez Cairo, Universidad Nacional Mayor de San Marcos, Facultad de Ciencias Contables. Lima, Perú
    Doctor en Derecho y Ciencia Política, Magíster en Economía - Docente Principal de la Facultad de Ciencias Contables - Universidad Nacional Mayor de San Marcos, Lima, Perú

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Published

2017-09-11

Issue

Section

Original papers

How to Cite

Rodriguez Cairo, V. (2017). FINANCIAL SYSTEM CREDITS TO THE PRIVATE SECTOR AND CREDIT MARKET REGULATION IN PERU. Quipukamayoc, 25(47), 9-18. https://doi.org/10.15381/quipu.v25i47.13798